ESC’s Single Family Owner Occupied Rehabilitation Program operates in partnership with a funding source to provide a forgivable three year loan to eligible homeowner’s. The program is designed to offer much more than a forgivable loan – it provides peace of mind in knowing that the right home repairs are done and were completed in a timely manner with quality workmanship. This program is intended to improve the basic livability of the home, as well as addressing necessary repairs for health, safety, energy efficiency, accessibility, and code violations. Luxury and purely cosmetic items such as hot tubs, pools, gazebos, etc. are not permissible under the program.